Many people realize that when they are injured at work they have a Workers’ Compensation claim. However, many people do not realize that if their on-the-job injury occurred while in a car accident they may also have a personal injury claim, which will provide additional compensation!
To win a Workers’ Compensation claim you must prove that you were either driving or riding in the vehicle for work-related reasons. A work-related reason could include running an errand for an employer, making deliveries that are work-related, or even taking an important business call while driving. Proving this will allow you to recover medical bills, lost wages, and will make you eligible to collect Workers’ Compensation benefits through your employer.
To win a Personal Injury claim you must be able to prove that the other driver was at fault or negligent (Note how this is not necessary in a Workers’ Compensation claim. Even if the car accident was your fault, you will be able to collect benefits if you were on the job when the accident occurred.). A driver is at fault for example when they break certain traffic laws such as speeding, failing to yield, or running a stop sign. Unlike workers compensation damages, personal injury damages include damages for pain and suffering.
Therefore, if you believe that the other driver is at fault, you should pursue a Workers’ Compensation claim and a Personal Injury Claim. This will allow you to recover medical bills, lost wages, and damages for pain and suffering. To better understand your case and which option is the most suitable for your situation, contact Ellis & Associates at 1-800-Mr. Ellis.